Terms of Use
Last Updated: November 2025
1. Agreement to Terms
By accessing or using the Nafees Wallet mobile application ("the App"), you agree to be bound by these Terms of Use ("Terms"). If you disagree with any part of these Terms, you may not access or use the App.
2. Description of Service
3. Eligibility
4. User Account
4.1 Account Creation
- You are responsible for maintaining the confidentiality of your account credentials
- You agree to provide accurate, current, and complete information
- You must notify us immediately of any unauthorized use of your account
4.2 Account Security
- You are responsible for all activities that occur under your account
- You must not share your account credentials with third parties
- We are not liable for any loss or damage arising from your failure to protect your account
5. Acceptable Use
You agree not to:
- Use the App for any illegal or unauthorized purpose
- Violate any laws in your jurisdiction
- Infringe upon intellectual property rights
- Transmit any viruses, malware, or harmful code
- Attempt to gain unauthorized access to the App or its systems
- Interfere with or disrupt the App's functionality
- Use automated systems to access the App without permission
- Collect or harvest user information
- Impersonate any person or entity
6. Financial Transactions
6.1 Price Information
- Gold and silver prices are provided for informational purposes
- Prices are sourced from third-party providers and may not be real-time
- We do not guarantee the accuracy of price information
- Prices may vary based on market conditions
6.2 Investment Risks
- All investments in precious metals carry inherent risks
- Past performance does not guarantee future results
- You are solely responsible for your investment decisions
- We are not liable for any financial losses incurred
6.3 Transaction Terms
- All transactions are subject to our approval
- We reserve the right to refuse or cancel any transaction
- Transaction fees may apply as disclosed at the time of purchase
- Refunds are subject to our refund policy
7. Intellectual Property
7.1 Ownership
- The App and its content are owned by us and protected by copyright, trademark, and other intellectual property laws
- You may not reproduce, distribute, modify, or create derivative works without our prior written consent
7.2 User Content
- You retain ownership of any content you submit
- By submitting content, you grant us a license to use, modify, and display such content
- You represent that you have the right to grant such license
8. Third-Party Services
9. Disclaimers
9.1 Service Availability
- We do not guarantee uninterrupted or error-free service
- The App may be unavailable due to maintenance or technical issues
- We reserve the right to modify or discontinue the App at any time
9.2 No Warranties
THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
9.3 Investment Disclaimer
- We are not financial advisors
- The App does not constitute financial advice
- You should consult with qualified professionals before making investment decisions
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR USE, ARISING OUT OF OR RELATED TO YOUR USE OF THE APP.
11. Indemnification
You agree to indemnify, defend, and hold harmless us and our officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of:
- Your use of the App
- Your violation of these Terms
- Your violation of any rights of another party
- Any content you submit
12. Termination
12.1 By You
You may terminate your account at any time by contacting us or using the account deletion feature in the App.
12.2 By Us
We may terminate or suspend your account immediately, without prior notice, for:
- Violation of these Terms
- Fraudulent or illegal activity
- Extended periods of inactivity
- Any other reason we deem necessary
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.
14. Dispute Resolution
Any disputes arising out of or relating to these Terms or the App shall be resolved through: 1. Good faith negotiation 2. Mediation (if negotiation fails) 3. Binding arbitration (if mediation fails)
15. Changes to Terms
Your continued use of the App after changes become effective constitutes acceptance of the revised Terms.
16. Severability
If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.
17. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding the use of the App.
18. Waiver
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
19. Contact Information
If you have any questions about these Terms, please contact us at:
Email: support@nafeeswallet.com Address: [Your Company Address] Phone: [Your Contact Number]
20. Acknowledgment
By using the App, you acknowledge that:
- You have read and understood these Terms
- You agree to be bound by these Terms
- You are of legal age to enter into this agreement
- You will comply with all applicable laws and regulations
By using our application, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.